Personal/Life Coaching is gaining prominence in India slowly. This service is reasonably well known in many of the western countries. Personal coach role is very different from a physiologist. Phycologist (through CBT) would be beneficial when you are facing with specific and deep rooted fears/phobias. When we are dealing with fears related to key changes/decision/transformation, coach would be more beneficial. It is very difficult to get a good coach who can bring holistic understanding. Most life coaches provide first session as a free session so you can try out different coaches to get a feel for the right coach for you. A good coach will take accountability for your transformation or change and work with you until you get the desired outcomes.